On-Line Ways to Earn and Save

Frugal, cheap, miserly may be some words to describe saving money.  I prefer savvy, bargain minded, and creative, especially when it comes to describing me and the various ways I have found to save.

Swagbucks

Swagbucks awards me when I use it to search on-line.  450 Swagbucks can be redeemed for a $5 Amazon.com gift card.  Right now, I have $100 in Amazon.com gift cards from using Swagbucks as my primary search engine—since July! ( I did have more but spent $19 on a gift for the boy that was a great deal!)

Just download the Swagbucks Toolbar and use Swagbucks when you search.  I typically earn Swagbucks twice a day, in the morning within the first 2-7 searches and again later in the day. 

Click here to get started with Swagbucks if you haven’t already.  Earn 30 Swagbucks just for signing up!

Jingit

I was skeptical about Jingit at first, but have now figured it out.  Jingit.com pays you to watch/listen to commercials on-line.  The commercials run for a few seconds and there may be some questions to ask on the screen then your account is rewarded . . . a few cents per viewing.  Log into Jingit via your Facebook account.

When you reach $5 in your Jingit account, request a Jingit card sponsored by U.S. Bank.  The card will come in the mail in just a few days.  Register your card on-line and add your Jingit earnings to your card.  You can then use your Jingit card to pay for purchases.  In just a few days, we have $8 in the Jingit account and that is even after paying for the card (It was $3, but I believe the cost has now gone up to $5.)  A few clicks and a couple of minutes can earn money.

SavingStar

I just recently discovered SavingStar.  Find out if your local grocery store participates in SavingStar an on-line electronic coupon source.  If your grocery store does (In my area it is Hy-Vee) and request your SavingStar card from the grocery store—it is a little card that fits on your key ring and has a barcode that can be scanned.  Register your SavingStar card on-line using the barcode, an email, and a password.  Then load choose or “activate” the electronic coupons you want on your account.  A list of those coupons can be printed or emailed to you.

Then, when you shop and purchase the items with electronic coupons preselected and loaded on your SavingStar card, have the cashier scan your card at check-out.  Now, the total of your transaction won’t change, but in a few days you will notice that the amount of the electronic coupons has now been added to your SavingStar account.  Once you reach $5 you can select your pay-out option—donation, deposit to a bank account, Paypal credit, or Amazon. Com gift card.

In just a few weeks, I had $25.90 in my SavingStar account and chose an Amazon.com gift card.  The code for the gift card was delivered to my email within 48 hours of the request.  It was then easy to copy the code and add it to my Amazon.com account.

New electronic coupons are added to SavingStar regularly and there is a limit to the  number or “activations” and payouts for some electronic coupons so be vigilant as some coupons can be “sold out.”

On another note, you can still get full credit for your SavingStar account if you make the purchase using a manufacturer or store coupon.  So for example a SavingStar coupon I activated was save $5 after spending $10 on bottled Lipton Tea.  I purchased two 12 packs at the grocery store and even had a $1 off coupon reducing my purchase price.  I still got full price credit for the purchase on SavingStar and had $5 added to my SavingStar account. 

Oh, what fun it is to find ways to earn and save!  Go ahead, get started today!